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Our Banking & Finance lawyers in Sydney review loan documents, negotiate fair terms, register securities, and protect you from hidden risks—so you can raise funds without exposing your business or personal assets.
Finance documents are full of complex clauses, hidden obligations, and personal guarantees that can expose your business or your personal assets if things go wrong. Whether you’re borrowing for a property, project, or business expansion, one wrong assumption can cost you far more than just interest.
Without proper legal advice, you might sign away control, risk early default, or lose valuable securities.You may not realise that the lender has wide rights to call in the loan, or that you’ve guaranteed a company’s debt without clear limits. Small errors in structure or registration—like missed PPSR filings—can render securities unenforceable or leave you unsecured altogether.
That’s where Banking & Finance lawyers in Sydney step in.We give you clarity and control—reviewing loan documents, negotiating fair terms, and ensuring securities are properly drafted and registered. You’ll know exactly what you’re signing, what risks exist, and how to protect yourself. With us in your corner, you can finance your next move with confidence.
We explain complex finance documents in plain English—so you understand your obligations, risks, and rights before signing. No surprises later.
Banking & Finance lawyers in Sydney identify unfair terms and negotiate better protections—such as caps on guarantees, clearer default provisions, and realistic repayment schedules.
We draft and register securities like charges and PPSR entries accurately and on time—so your interests are enforceable if things go wrong.
We move quickly and focus on what matters—ensuring your transaction stays on track without unnecessary delays or legal bottlenecks.
Hear how we’ve helped clients finance growth, avoid legal traps, and move forward with clarity and confidence.
Designed to protect your interests, save you time, and give you the clarity and confidence to act decisively.
With extensive experience advising borrowers, lenders, investors, and developers across Australia, we’ve answered the most common finance law questions so you can move forward with clarity and confidence.
We help clients with loans, securities, guarantees, and compliance—drafting, reviewing, and negotiating finance documents to protect your position.
Yes. Loan agreements often contain complex clauses and hidden risks that can expose you personally or commercially.
A personal guarantee means you’re personally liable if the borrower defaults. Always get legal advice before signing one.
We can help structure the loan and securities to reduce personal risk, such as by using corporate borrowers or limiting guarantees.
It’s a public record of a lender’s interest in personal property (e.g. equipment, stock). Proper registration ensures the lender’s rights are enforceable.
The lender may enforce security, charge default interest, or commence legal action. We can help negotiate terms or defend claims.
Yes, especially on interest rates, repayment terms, guarantees, and events of default. We’ll identify what can be improved.
Secured lending involves assets pledged as security. Unsecured loans rely on the borrower’s credit and often have higher risk and interest.
Yes. We review old and new finance documents, manage discharge of existing securities, and ensure the refinancing terms work for you.
It depends on the lender and complexity, but we aim to review and finalise documentation within a few business days.
It’s a promise by a company director to repay a loan if the company can’t. It carries serious personal financial risk.
Yes. We draft or review private loan agreements to ensure they are enforceable, compliant, and protect your interests.
We examine repayment terms, default clauses, securities, guarantees, lender rights, and potential red flags—then explain them in plain English.
You may be entitled to damages or to terminate the loan. We assess the breach and advise on your best course of action.
Possibly, but you may face early repayment or break fees. We review the agreement and advise on costs and strategy.
We advise on construction and mezzanine finance, security documents, tripartite deeds, and project structuring to meet funding milestones.
Yes. We can take steps to recover the debt, enforce securities, or initiate legal proceedings if necessary.
It’s a detailed loan contract outlining how much is borrowed, repayment terms, interest, fees, and conditions.
Possibly, if the terms are overly one-sided or you were pressured to sign. We assess the facts and advise if legal remedies apply.
It depends on the complexity, but we offer fixed-fee reviews for standard loan documents and transparent pricing for all other work.
Before you commit to any finance deal, let us review the documents, explain the risks, and ensure your interests are fully protected. One conversation could save you thousands.